Funding Your Next Real Estate Opportunity

Our credit requirements vary by loan program. For Fix & Flip and bridge loans, the minimum credit score is 620. For 30-year Long-Term Rental (DSCR) loans the minimum is 660. Ground Up Construction loans require 660, and Multifamily long-term loans, 680. However, we evaluate each application holistically, considering your experience, down payment, and overall financial profile. Even if your score is below these thresholds, we encourage you to reach out—we may have solutions available.

Speed is our specialty. Once we receive your complete application and all required documentation, we can close Fix & Flip loans in as little as 7 days. Our streamlined underwriting process and dedicated team ensure you never miss out on a great investment opportunity due to financing delays.

Absolutely! We believe everyone deserves a chance to build wealth through real estate. While we value experience, we also recognize that every successful investor started somewhere. For first-time investors, we offer additional guidance throughout the loan process, pair you with experienced mentors on our team, and may structure deals with slightly higher down payments or interest rate adjustments to mitigate risk. We're committed to helping you launch your investment career successfully.

At Freedom Capital Funding, a hard money loan is an asset-based financing solution secured by real estate collateral, such as non-owner occupied residential or commercial properties. Our hard money loans focus primarily on the value and potential of the asset rather than solely on the borrower's credit profile.